ISA Guide: Making the Most of Your ISA Allowance

In our free guide for experienced investors – Making the Most of Your ISA Allowance – we provide an overview of each ISA and their place in the market, delivering an in-depth understanding of the annual ISA allowance and how you can make the most of it to maximise returns and minimise risk.

In detail, the guide explores:

• The rules surrounding the tax-free ISA allowance

• How to make the most of your ISA allowance and build a diversified portfolio

• How many ISAs you can have

• The ISA transfer process

• Using an ISA for retirement planning

• How Covid-19 has impacted ISA market conditions

As the Bank of England's base rate was dropped to 0.1% and the stock market experienced increased volatility in response to Covid-19, building a diversified portfolio is more important than ever for investors looking to maximise returns and minimise risk. With a £20,000 tax-free ISA allowance (as of 2021/22) and four accounts to choose from – the Cash ISA, Stocks and Shares ISA, Innovative Finance ISA (IFISA) or Lifetime ISA – the ISA provides a simple, easily accessible way of doing so.

Download your free copy of our guide today to ensure you're making the most of your £20,000 ISA allowance.

This guide has been written to provide educational information about ISAs. It is not advice and the contents should not be used as such. You should seek advice before making any investment as investments can both increase and decrease in value. This means you could get back less than you put in. Tax rules are subject to change and benefits may vary depending on individual circumstances.